Loan EMI Calculator Pakistan
Calculate your monthly loan EMI instantly — enter loan amount, interest rate, and tenure. Free EMI calculator for car, home, and personal loans in Pakistan.
Free · No sign-up · Runs in your browser — nothing is uploaded
Monthly EMI
36,152
Total payment 1,301,486 · Total interest 301,486
Flat estimate — actual bank offers add processing fees and may use different rate conventions.
How to use
- Enter the loan amount.
- Set the annual interest rate and tenure with the sliders.
- Your monthly EMI, total interest, and principal-vs-interest breakdown appear instantly.
Formula
EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1), where r is the monthly rate and n the number of months
Example
Rs. 1,000,000 at 18% for 3 years → EMI ≈ Rs. 36,152/month.
FAQ
What is EMI?
Equated Monthly Installment — the fixed amount you pay each month toward a loan, covering both principal and interest.
Does a longer tenure mean lower EMI?
Yes, but you pay much more total interest. Compare the total-interest figures before choosing.
Are bank charges included?
No — this is a flat estimate. Banks add processing fees and may use slightly different rate conventions.
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